Connecticut residents benefit from a well-developed, competitive health insurance market that is subject to strict regulation and oversight. Targeted action is needed where the current system falls short. Legislative efforts should focus on strengthening the core components of the Affordable Care Act (ACA), reducing the underlying cost of care, and encouraging financial incentives towards health and wellbeing, not on upending the current system in favor of a new government-run health care program that forges a path towards single-payer. Such efforts threaten future consumer choice and access as well as the state’s fragile economy.

Connecticut’s state government-run public option, otherwise known as the Partnership Plan, offers false promise. It has already proven unsustainable in the limited form it exists today. The Partnership Plan has run multimillion-dollar deficits year over year. As the old saying goes, “If it sounds too good to be true, it probably is.” In 2025 alone, the Partnership Plan incurred losses of $18.6 million.

Insurance premiums reflect health care costs. Until the unit cost of health care is addressed i.e., the prices charged by providers, hospitals, pharmaceutical companies, and even the government itself in the form of taxes and assessments, the struggle will continue to provide quality, affordable health care coverage to all. Criticism of the current system, however, is no excuse to adopt a new state government-run public option that exacerbates the current challenges and creates a series of brand new problems.

Connecticut residents benefit from a well-developed, competitive health insurance market that is subject to strict regulation and oversight. Targeted action is needed where the current system falls short. Legislative efforts should focus on strengthening the core components of the Affordable Care Act (ACA), reducing the underlying cost of care, and encouraging financial incentives towards health and wellbeing, not on upending the current system in favor of a new government-run health care program that forges a path towards single-payer. Such efforts threaten future consumer choice and access as well as the state’s fragile economy.

Connecticut’s state government-run public option, otherwise known as the Partnership Plan, offers false promise. It has already proven unsustainable in the limited form it exists today. The Partnership Plan has run multimillion-dollar deficits year over year. As the old saying goes, “If it sounds too good to be true, it probably is.” In 2019 alone, the Partnership Plan incurred losses of $31.9 million.

Insurance premiums reflect health care costs. Until the unit cost of health care is addressed i.e., the prices charged by providers, hospitals, pharmaceutical companies, and even the government itself in the form of taxes and assessments, the struggle will continue to provide quality, affordable health care coverage to all. Criticism of the current system, however, is no excuse to adopt a new state government-run public option that exacerbates the current challenges and creates a series of brand new problems.

Talking Points: Why State Government-Run Public Option Proposals are Bad for Connecticut